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Car Finance from
£1000 to £50,000*

  • From 7.0%APR*

  • No deposit required

  • Bad credit OK

Term APR Monthly cost

Representative 11.3% APR.   Representative example: £7,500 borrowed for 48 months. Total repayable is £10,876.84 in 47 monthly instalments of £226.60 and one final payment of £226.64. Interest charged is £3,376.84, interest rate is 11.3% p.a. (variable). *Representative Rates from 10.5% to 27.0% APR

Loan amount£3000
Loan term1 years
Representative (variable)11.3% APR*
Monthly repayment£264.80

Who we've helped

Our car loans utilizing our smart finance platform during the past month^

19

Lenders and brokers

31,227

Applications

82%

Accepted

£34,177,335

Total loans
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How it works

3 simple steps
to your new car
1

Check Approval

Apply and get
your decision today
2

Buy any car

Choose any car,
new or used
3

Sign and go!

Confirm the deal,
and drive away!

Why choose MyFinance?

Turn the dream of a better car into a reality.

  • Flexible

    Online form, apply anytime that suits you
  • Fast

    Money in your account the next working day
  • Fair

    We only work with responsible lenders
  • Transparent

    We’re open and transparent, with no hidden fees
  • Helpful

    We aim to help even if you have a poor credit score
  • Competitive

    Work hard to offer some of the lowest rates anywhere

Frequently Asked Question

Or contact us to ask something else

Our loan application service does not affect your credit rating or score. Our technology forwards you to a lender who we believe would most likely approve you for a car loan. Should you agree to the terms of the lender then they may go on to perform additional checks, which would include a credit check to assess your ability to repay.

Our loan matching service is completely free to use. Should we be successful in finding you a loan, then we may receive a fee or commission from the lender or broker for introducing you to them.

In short, you will. All of our lenders are able to give you a loan decision within a few minutes of submitting your car loan application.

The time it takes for you to receive your funds will depend on several factors – the lender’s or broker’s policies and procedures, as well as your bank’s policies and procedures. In addition, lenders may require additional information like proof of address, identity, etc. The longer it takes to forward any documents to them will further delay the time it takes to get your funds.

You do not need a deposit to apply for a loan but a lender may require a deposit dependant on the amount you have applied for. A part exchange would also be an acceptable form of deposit.